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Current accounts
- Think about ease of access to your account, do you want the benefits of online banking only or do you need to combine with a more traditional bank?
- Look at the details, what is your overdraft facility and the cost of any penalty fees should you incur them.
- What is the rate of interest on your current account. Traditionally consumers have accepted little or no interest on a current account. Today with greater competition it is now possible to earn a better rate of interest on a current account but check for penalty fees or other charges.
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